diff --git a/Source/Engine/Content/JsonAsset.cpp b/Source/Engine/Content/JsonAsset.cpp
index 6808c4ca2..4725f1ce9 100644
--- a/Source/Engine/Content/JsonAsset.cpp
+++ b/Source/Engine/Content/JsonAsset.cpp
@@ -284,6 +284,8 @@ void JsonAsset::unload(bool isReloading)
 bool JsonAsset::CreateInstance()
 {
     ScopeLock lock(Locker);
+    if (Instance)
+        return false;
 
     // Try to scripting type for this data
     const StringAsANSI<> dataTypeNameAnsi(DataTypeName.Get(), DataTypeName.Length());
diff --git a/Source/Engine/Content/JsonAsset.h b/Source/Engine/Content/JsonAsset.h
index 6d7b88526..5f2862abc 100644
--- a/Source/Engine/Content/JsonAsset.h
+++ b/Source/Engine/Content/JsonAsset.h
@@ -107,7 +107,7 @@ public:
     ScriptingTypeHandle InstanceType;
 
     /// <summary>
-    /// The deserialized unmanaged object instance (e.g. PhysicalMaterial).
+    /// The deserialized unmanaged object instance (e.g. PhysicalMaterial). Might be null if asset was loaded before binary module with that asset was loaded (use GetInstance for this case).
     /// </summary>
     void* Instance;
 
@@ -118,6 +118,7 @@ public:
     template<typename T>
     T* GetInstance() const
     {
+        const_cast<JsonAsset*>(this)->CreateInstance();
         return Instance && InstanceType.IsAssignableFrom(T::TypeInitializer) ? (T*)Instance : nullptr;
     }
 
diff --git a/Source/Engine/Core/Config/Settings.h b/Source/Engine/Core/Config/Settings.h
index 31af8d25a..a9fef85f5 100644
--- a/Source/Engine/Core/Config/Settings.h
+++ b/Source/Engine/Core/Config/Settings.h
@@ -62,9 +62,10 @@ public:
             Guid assetId = Guid::Empty; \
             gameSettings->CustomSettings.TryGet(TEXT(name), assetId); \
             const auto asset = Content::Load<JsonAsset>(assetId); \
-            if (asset && asset->Instance && asset->InstanceType == type::TypeInitializer) \
+            if (asset) \
             { \
-                result = static_cast<type*>(asset->Instance); \
+                if (auto* instance = asset->GetInstance<type>()) \
+                    result = instance; \
             } \
         } \
         return result; \